“Everyone’s situation is different. Generally speaking, I would advise them to put that money into a globally diversified equity fund comprised of up to 15,000 stocks, that is tuned to the “efficient frontier.” To me, the efficient frontier is that sweet spot everyone has between risk and reward. How much risk are you willing to feel comfortable with based on how much of a reward you need for taking a risk? Everyone’s efficient frontier is different.” – Guy Baker
