Lance Howard, President of Howard Financial & Wealth Management, uses a holistic approach to retirement planning. He provides a total financial review to help insure unexpected life events have the least possible impact on your future. He offers innovative financial strategies, solutions, and planning that can result in financial clarity, security, and overall financial health. Making strong commitments to clients and building lifelong relationships are tenets of his success. Lance’s qualifications enable him to offer solid planning advice while putting his diverse knowledge and industry expertise to work. 

Howard Financial was founded in 1995 as a full-service financial planning firm. Lance can be heard hosting “The Asset Protection Hour” on Saturday at 11am on NewsTALK 1180 and 96.1 KERN in the Bakersfield area.

Lance R. Howard
Registered Investment Advisor – Howard Financial & Wealth Managment
Investment Advisory Representative – Wealth Teams Alliance
President – Howard Financial & Wealth Management
5401 Business Park South, Suite 112, Bakersfield, CA  93309
Office. 661.322.5192
Fax. 661.322.3743
lance@lancehowardfinancial.com
www.lancehowardfinancial.com
www.wealth-teams.com

Try our NEW "The Retirement Income Game" app on Android or iPhone.

Address

15520 Rockfield Blvd., Suite G Irvine, CA 92618

Wealth Teams Alliance (WTA) is a registered investment adviser offering advisory services in the States of California and Florida and in other jurisdictions where exempted. Registration with the United States Securities and Exchange Commission, or any state securities authority, does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by our firm in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption. All written content on this site is for information purposes only. Opinions expressed herein are solely those of WTA, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. Investing involves risk, including the potential for loss of principal. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Investment Advisory Services offered through Wealth Teams Alliance, Inc. a Registered Investment Advisor with the states of CA, CO, FL, KS, MI, MN, RI and Texas.

Investment Advisory Services offered through Wealth Teams Alliance, Inc. a Registered Investment Advisor with the states of CA, CO, FL, KS, MI, MN, RI and Texas.

© 2026 Wealth Teams Alliance. All Rights Reserved.

Try our NEW "The Retirement Income Game" app on Android or iPhone.

Address

15520 Rockfield Blvd., Suite G Irvine, CA 92618

Wealth Teams Alliance (WTA) is a registered investment adviser offering advisory services in the States of California and Florida and in other jurisdictions where exempted. Registration with the United States Securities and Exchange Commission, or any state securities authority, does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by our firm in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption. All written content on this site is for information purposes only. Opinions expressed herein are solely those of WTA, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. Investing involves risk, including the potential for loss of principal. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Investment Advisory Services offered through Wealth Teams Alliance, Inc. a Registered Investment Advisor with the states of CA, CO, FL, KS, MI, MN, RI and Texas.

Investment Advisory Services offered through Wealth Teams Alliance, Inc. a Registered Investment Advisor with the states of CA, CO, FL, KS, MI, MN, RI and Texas.

© 2026 Wealth Teams Alliance. All Rights Reserved.

Try our NEW "The Retirement Income Game" app on Android or iPhone.

Address

15520 Rockfield Blvd., Suite G Irvine, CA 92618

Wealth Teams Alliance (WTA) is a registered investment adviser offering advisory services in the States of California and Florida and in other jurisdictions where exempted. Registration with the United States Securities and Exchange Commission, or any state securities authority, does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by our firm in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption. All written content on this site is for information purposes only. Opinions expressed herein are solely those of WTA, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. Investing involves risk, including the potential for loss of principal. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Investment Advisory Services offered through Wealth Teams Alliance, Inc. a Registered Investment Advisor with the states of CA, CO, FL, KS, MI, MN, RI and Texas.

Investment Advisory Services offered through Wealth Teams Alliance, Inc. a Registered Investment Advisor with the states of CA, CO, FL, KS, MI, MN, RI and Texas.

© 2026 Wealth Teams Alliance. All Rights Reserved.